Insights · Kuber Vansh
Reading for business families.
Long-form notes on succession, governance, liquidity events, and the architecture of multi-generational capital.
Why most Indian family offices are still products in disguise.
An honest examination of how the multi-family office category has evolved in India — and where genuine independence is rare.
The family constitution: ritual, not document.
The most useful family constitutions are written slowly, by the family itself — not laminated by a consultant in three weeks.
The seven decisions of a liquidity event.
Most of the lasting consequences of a stake sale or IPO are decided in the months around the transaction — not at signing.
From promoter to principal: structuring wealth after a stake sale.
The day after the transaction is the first day of an entirely different financial life. Few founders are prepared for it.
The HUF in 2026: still useful, but not for what you think.
The Hindu Undivided Family remains a sensible tool — but its role has narrowed. A practical reading for promoter families.
Cross-border families: when assets and heirs span jurisdictions.
What every Indian promoter family with a child abroad — or a Dubai apartment — should know before the next financial year.
Estate planning is not a one-time exercise.
A will is not a structure; a structure is not a plan. Why the once-and-done view of estate planning fails most Indian families.
Why your CA, your banker, and your lawyer don't talk to each other.
Most affluent Indian families have a roster of competent advisors, none of whom speak. The cost of the silence is enormous.
The next-generation conversation no one wants to have.
Inheriting capital is a job, and few next-gens are trained for it. The conversation about that job is harder than it should be.
Philanthropy as a wealth tool, not just a value statement.
For the families who plan it well, philanthropy compounds family alignment, tax efficiency, and legacy in a way no other instrument does.
Concentration risk: the silent danger of promoter wealth.
Most Indian promoter families are dangerously concentrated — often in their best asset. The discipline of diversification is harder than it sounds.
The case against in-house family offices for India's mid-billion families.
Setting up your own family office is glamorous, expensive, and almost always wrong before $250 million. A practical reading.
What a real investment policy statement looks like.
Most Indian families operate without a written investment policy. The few who have one rarely know what should be in it.
The illiquidity premium myth in private markets.
Most of the 'extra return' attributed to private investments is, on closer inspection, a borrowing of return from another time. A note for cautious families.
Reading your wealth report: what really matters.
Most family wealth statements are designed to look comprehensive and feel reassuring. The numbers that actually matter are usually the ones not shown.